Pat O.

Being a first time home buyer is overwhelming. Having somebody to guide you through the process is essential. My wife and I were so fortunate to have Pat walk us through the mortgage lending process. I had worked with multiple lenders before to get pre-approval, but Pat's experience and resourcefulness enabled us to expand our budget and to offer not only with pre-approval but a Desktop Underwriting (DU). The more advanced and accurate DU gave us a competitive advantage over other potential buyers because it is lower risk to the seller overall. Every step of the way he was willing to answer any questions with complete transparency. Ultimately, we landed a beautiful home in an area that we never thought we could afford, but with Pat's guidance we were able to expand our budget without triggering a financial shock. Choosing Pat Owen as your lender would be one of the best decisions you could make in your home buying journey!

Pat is an incredible realtor. My husband and I had been looking for a home to purchase for two years, with no luck. Within 2 months of Pat being our realtor, he found us our dream home. He is hardworking and kind and really had our best interest in mind. He took the time to take us through every step of making an offer and signing the papers. He is thoughtful and thorough and we will definitely be using him again when we are ready to move into the next house. Thank you so much Pat!!

I had an excellent experience with Pat Owen Realty in partnership with Oak Knoll Lending! From start to finish, the entire process was smooth, transparent, and stress-free. The team was incredibly knowledgeable, responsive, and truly went above and beyond to ensure everything stayed on track. They took the time to explain every step clearly and made sure I felt confident in all my decisions. Their professionalism and dedication really set them apart. I couldn’t be happier with the outcome and highly recommend them to anyone looking for a reliable and trustworthy real estate and lending team! ⭐️⭐️⭐️⭐️⭐️

When we decided it was time to sell our house my wife and I reached out to one of my best friends who retired from being a realtor in Southern California. Luckily for us he recommended Pat Owen to sell our house. Pat is highly experienced, high integrity and totally professional. Pat will help guide you through the questions and fears that a person goes through when selling your house. He came out and did a assessment of our house and gave us some pointers on the best ways to present the house. He fully went over and explained the stacks of documents that need to be completed. Pat will also help you find your new home. In our case we are moving out of state but Pat knew and recommended a good agent to us in the state which we moved. About a week after my house sold Pat put my father in laws house on the market and it sold almost immediately. Once again Pat was there to advise and push through all of the paperwork. His goal is for his client to get the best deal possible. I highly recommend Pat Owen Realty. You will be hard pressed to find a realtor with higher integrity and professionalism.